Bank News: M&A news, Debanking, ICBA sues, AML fines, and AI and Stablecoin updates!

Bank News: Third Coast Bancshares to purchase Great Plains Bancshares for $240M. TowneBank to purchase Blueharbor Bank for $154M. Pinnacle Bancorp to purchase Southern Bancshares. Byline Bancorp recent purchase will not stop them from pursuing another M&A deal. Anchorage digital to purchase payout platform Routable. Peoples Bancorp could be taking risks with most recent bank purchase. M&F Bancorp continues to be pursued by Triad Business Bank with unsolicited offer. Home Bancshares continues to pursue M&A. Rain and Modern Treasury seek OCC trust banking charters. Upgrade applies for ILC banking charter. Payward seeks EU license through a bank acquisition. ICBA sues OCC over trust charters. OCC drops major debanking report. Bank of America, American Express, and SEB fines over AML violations. US Bank has not seen much demand for Stablecoins. Fiserv decided to pivot on FISUD. Jamie Dimon and Charlie Scharf discuss AI-driven deposit flight fears and risk of AI agents. U.S. bank seeks more small business growth. Apple Bank hopes to break through against large competitors. Truist sells personal loan unit. First Horizon sells residential mortgage portfolio. Warren pushes Epstein Bill. Powell probe is dead. New probe into Lisa Cook has been opened. Fed changes bank supervision structure. Gen Z and Millennials are satisfied with online banks and fintechs. This episode reviewed multiple articles from Banking Dive and S&P Global Market Intelligence (subscription required).