Retirement Planning's Hidden Tradeoffs | With Jesse Cramer (Ep. 114)

<p>Building a retirement plan means balancing financial security with the life you want to live. Steve Chen sits down with fee-only fiduciary financial planner Jesse Cramer, host of Personal Finance for Long-Term Investors and writer behind The Best Interest, to explore both the numbers and the human side of retirement.<br /><br />They discuss how Coast FIRE can create flexibility, why retirement requires more than a portfolio adjustment, and how stacking conservative assumptions can keep you working longer than necessary. Along the way, Jesse shares ways to think about retirement income, competing risks, and the trade-offs behind Roth conversions.</p><p>To learn more about the Boldin Planner, visit <a href="http://boldin.com/" rel="noopener noreferrer nofollow" target="_blank"><b><strong>boldin.com</strong></b></a>. You can also find full video episodes of <b><strong>Boldin Your Money</strong></b> on YouTube and subscribe wherever you get your podcasts.</p><p>Find Jesse on Social:<br />Best Interest Blog: <a href="https://bestinterest.blog/" rel="noopener noreferrer nofollow">https://bestinterest.blog/</a><br />LinkedIn: <a href="https://www.linkedin.com/in/jesse-cramer-11b58155/" rel="noopener noreferrer nofollow">https://www.linkedin.com/in/jesse-cramer-11b58155/</a><br />Newsletter: <a href="https://bestinterest.kit.com/" rel="noopener noreferrer nofollow">https://bestinterest.kit.com/</a><br />Rialto Wealth Management: <a href="https://rialtowealth.com/" rel="noopener noreferrer nofollow">https://rialtowealth.com/</a></p><p>🌐 Follow us on other social media channels:<br /><a href="https://www.facebook.com/BoldinMoney" rel="noopener noreferrer nofollow" target="_blank">https://www.facebook.com/BoldinMoney</a><br /><a href="https://www.instagram.com/boldin.money/" rel="noopener noreferrer nofollow" target="_blank">https://www.instagram.com/boldin.money/</a><br /><a href="https://www.linkedin.com/company/boldinmoney/" rel="noopener noreferrer nofollow" target="_blank">https://www.linkedin.com/company/boldinmoney/</a><br /><a href="https://www.reddit.com/r/Boldin/" rel="noopener noreferrer nofollow" target="_blank">https://www.reddit.com/r/Boldin/</a><br /><a href="https://www.pinterest.com/boldinmoney/" rel="noopener noreferrer nofollow" target="_blank">https://www.pinterest.com/boldinmoney/</a><br /><a href="https://x.com/BoldinMoney" rel="noopener noreferrer nofollow" target="_blank">https://x.com/BoldinMoney</a><br /><a href="https://www.threads.com/