The American Dream Isn't Dead. It's Just More Expensive.

Everyone is saying the American Dream is dead — homes are too expensive, rates are too high, insurance is brutal. Derick and Stephen aren't here to argue with that. The affordability challenges are real, and they're not going to tell you to skip your Starbucks and call it a strategy. But there's a difference between harder and impossible. The episode walks through why the path to homeownership looks different than it did for your parents, why buying a home is still one of the most reliable ways normal people build wealth over time, and why believing it's impossible is the most expensive mistake you can make — because people who think it can't happen stop preparing for it.