The Brutally Honest Loan Officers

← The Brutally Honest Loan Officers21 sep · 24 min

The Fed Just Raised Rates

The Fed Just Raised Rates21 sep24 min

The Fed hiked the Federal Funds Rate by 25 basis points, but Derick and Stephen break down why it wasn't a shock — the bond market had already priced it in. They clear up the biggest misconception in real estate: the Fed doesn't set mortgage rates, the bond market does, driven by inflation, jobs data, and investor behavior. Their take: expect continued volatility, not a straight line down, and don't build a buying strategy around guessing the Fed's next move. Bottom line — buy when you're financially ready, because you can't refinance a house you never bought.