09.29.26 Ask An Advisor With Wes Moss

Secret to Giving Yourself 'Permission to Spend' in Retirement & Are Pensions Back?

Wes dives into new research showing that median-wealth retirees underspend their potential income by 8% – and wealthier retirees underspend by a staggering 47% to 53%. Wes breaks down the psychological difference between spending assets versus spending income streams, and the little-known shift that can give you the "license to spend" without locking your money away in an annuity.

Plus, are pensions making a surprise comeback? Wes explores recent Wall Street Journal data showing thousands of companies adding pension-style plans, why workers want them back, and what this means for the future of retirement.

Mentioned on the show:

What Is an Annuity, and Why Does Clark Think They Stink?⁠

⁠How Two Clark-Approved Annuities Can Reduce Retirement Stress⁠

⁠Annuity Calculator: Is it Worth It? - Clark Howard⁠

⁠How To Turn Part of Your Nest Egg Into a Pension - Clark Howard⁠

⁠What It Would Take Each Month To Build Your Own Social Security Check From Scratch⁠

⁠The Biggest Investing Lesson From Trump Accounts - Clark Howard⁠

⁠Best 529 Plans by State: How Clark Howard Picks the Top College Savings Plans⁠

⁠Pensions Were on the Brink of Extinction. Now Companies Are Bringing Them Back.⁠