E51: How to resist lifestyle creep with Clare Seal, Edoardo Moreni, and Alex Langley

Are you earning more than you were five years ago but still don't feel better off? You might be experiencing 'lifestyle creep'. The subtle way spending expands to quietly swallow every pay rise, bonus, and promotion. From Ocado upgrades and subscription sprawl to beauty routines that keep growing, lifestyle creep is surprisingly easy to fall into and remarkably hard to spot.

Join our host, Philippa Lamb, and our expert panel as they discuss how to identify, resist, and even reverse lifestyle creep:

Content Creator, Clare Seal; Co-Founder and CEO of Emma, Edoardo Moreni; and Head of Customer Success Team at PensionBee, Alex Langley.

Episode breakdown 01:38 What is lifestyle creep?

05:23 Trigger points and the psychology of spending more

09:41 Supermarket upgrades and the subscription trap

13:17 Being intentional and auditing your spending

16:05 The real pension cost of lifestyle creep

19:20 How to cut back without making life miserable

21:31 Building resilience and talking about money

26:12 Budgeting frameworks and tools that work

Further reading, listening and watching To learn more about lifestyle creep and how to manage your money, check out these articles, podcasts and videos from PensionBee: