S2E53: How much cash is 'enough' and how to invest the rest? An investment expert breaks it down

Invest but keep enough liquidity to help you sleep at night.

In this episode, we look into the concept of liquidity. Everyone tells us to invest, but how much is enough and how much should we leave behind for a rainy day? What about saving for BTO and other commitments?

Hosts Kai Wen and Sue-Ann speak to guest Bryan Low, Managing Director and Head of International Wealth Management for Singapore at KGI about what liquidity really means, types of investments and how liquid they are, and if you should just keep all your money in savings accounts for fear of that rainy day.

Highlights (click/tap above):

0:00 Intro

1:08 How much cash do we really need

5:00 Liquidity vs cash

9:30 Investments that are less liquid

12:50 Risk profile differs according to age

15:15 But what if I need to pay for my BTO?

22:55 The intersection between your life and wealth

28:00 How much to keep in the bank