Rates Are Almost 8% — Here's What Buyers & Sellers Should Do Now

Rates went from the high 5s to almost 8% in six months — and the market felt it. A full-time real estate agent and a top-1% mortgage loan officer break down what that actually means for your monthly payment, and what to do about it. No guest this week. Zach and Pat get into why "marry the house, date the rate" is dead, why listings are sitting, the seller move that beats a price cut, exactly how a 2-1 buydown works (with the real math), why your insurance may cost you more than your rate, and the "silver tsunami" nobody is talking about.