How PayJoy Turns Smartphones Into a Path to Credit

In this sponsored episode of This Week in Fintech Partnered, Katie Perry sits down with Doug Ricket, founder and CEO of PayJoy, to talk about how the company is expanding access to credit for people who have historically been left out of the formal financial system. PayJoy began with a simple idea: use the smartphone itself as collateral. Customers can finance a device, build a repayment history, and then use that relationship as a stepping stone toward broader access to credit. Today, PayJoy...