Heading to Camp FI and What We're Reading | 9 to FI 052

<p>Camp FI Road Trip Plans, FI Book Takeaways, and Staying Positive in the Heat</p><p>Josh and Elliot record a grab-bag episode before leaving for Camp FI Rocky Mountain 1.5, discussing midweek camps and travel logistics. Josh is extending the trip with a solo road trip to Colorado and on toward Montana near Glacier National Park to visit his son. They discuss Cody Berman’s book Retire by 30, including “cash flow FI” from rental properties and his ideal-day schedule, and Nick Maggiulli’s The Wealth Ladder about how strategies change across net-worth rungs, including starting scalable businesses. Josh mentions his part-time real estate work (~19.5 hours/week). They also touch on Bill Bengen’s “Safe Max” (4.7% vs 4%) and portfolio complexity, then Josh shares efforts to stay positive and active during a St. Louis heat wave.</p><p>00:00 Trip Plans And Camp FI</p><p>01:46 Road Trip To Montana</p><p>03:50 Prepping The Chevy Colorado</p><p>05:06 Book Review Retire By 30</p><p>12:04 The Wealth Ladder Framework</p><p>16:16 Real Estate Work And Time</p><p>18:58 Rethinking The Safe Withdrawal Rate</p><p>22:58 Staying Positive In The Heat</p><p>25:22 Wrap Up And Goodbye</p><p>Do you have feedback or suggestions? We want to hear from you!</p><p>Contact Elliot: <a href="mailto:Elliot@ninetofipod.com" target="_blank" rel="ugc noopener noreferrer">Elliot@ninetofipod.com</a></p><p>Contact Josh: <a href="mailto:Josh@ninetofipod.com" target="_blank" rel="ugc noopener noreferrer">Josh@ninetofipod.com</a></p><p>Josh’s other podcast: <a href="https://open.spotify.com/show/4foNu6PXBBTnj7LRPUWeSd?si=380e77ecc4524baf" target="_blank" rel="ugc noopener noreferrer">Stuck In Beta</a></p><p>Josh’s YouTube channel: <a href="http://www.youtube.com/@howtofixitworkshop" target="_blank" rel="ugc noopener noreferrer">How To Fix It Workshop</a></p><p>Any of these products help the show. Thanks for your support!</p><p><a href="https://buymeacoffee.com/9tofi" target="_blank" rel="ugc noopener noreferrer">Buy Us a Coffee⁠</a> - One time donation or monthly, it’s up to you</p><p>We both use<a href="https://my.mintmobile.com/refer/aEWp5rL" target="_blank" rel="ugc noopener noreferrer"> ⁠Mint Mobile⁠</a> and save a ton on our phone plan:<a href="http://fbuy.me/vgAmz" target="_blank" rel="ugc noopener noreferrer"> ⁠</a></p><p><a href="https://empowerreferral.link/joshuaepley" target="_blank" rel="ugc noopener noreferrer">⁠Empower⁠</a> is Josh’s choice for Net Worth and Budgeting</p><p>Wanna create a podcast? We use<a href="https://descript.cello.so/IVNVNzQT7Gf" target="_blank" rel="ugc noopener noreferrer"> ⁠Descript⁠</a></p><p>Looking for a new credit card?  We’re big fans of<a href="https://www.referyourchasecard.com/226d/VXSG31N8OF" target="_blank" rel="ugc noopener noreferrer"> ⁠Chase⁠</a></p><p><a href="https://buymeacoffee.com/9tofi" target="_blank" rel="ugc noopener noreferrer">⁠</a>Want to save money on gas, groceries and dining out? Try<a href="https://upside.app.link/JOSH56339" target="_blank" rel="ugc noopener noreferrer"> ⁠Upside!⁠</a></p><p>Books mentioned in this episode: </p><p>Come find us and subscribe on <a href="http://www.youtube.com/@9toFI" target="_blank" rel="ugc noopener noreferrer">YouTube</a>: <a href="http://www.youtube.com/@9toFI" target="_blank" rel="ugc noopener noreferrer">http://www.youtube.com/@9toFI</a></p><p><br></p>