Keeping Up With The "FI" Joneses | 9 to FI 050

<p>Episode 50 Recap: Revisiting Our Biggest FIRE Decisions, Community, and Plans</p><p><br /></p><p>Josh and Elliot celebrate reaching 50 podcast episodes and recap prior discussions to see what changed. Josh’s high-mileage Chevy Colorado is still running and he plans a long road trip. Elliot revisits his housing case study and currently chooses to “do nothing” and stay put. Josh updates that his wife Lori remains full-time because part-time would lose benefits; they have “concepts of a plan” for a future withdrawal strategy involving possible 72(t), rental cash flow, cash/brokerage drawdowns, and Roth conversions, with a note to cover mechanics later. They discuss increased involvement in the FIRE community, including presentations and travel opportunities, and potential FOMO. Josh shares health and accountability updates (primary care completed, colonoscopy scheduled, dentist still pending). Elliot confirms canceling plans to move to France, staying off most social media, but using Amazon again. Josh decides against an early 401(k) withdrawal for home projects after high quotes and highlights listener feedback. They consider adding guests (including Lori) and recording in person, note the podcast loses money, and thank listeners for support.</p><p>00:00 Episode 50 Milestone</p><p>00:21 Why Recap Now</p><p>03:00 Car Series Update</p><p>04:53 Elliot Housing Decision</p><p>06:05 Josh Withdrawal Strategy</p><p>10:54 Listener Feedback Shoutouts</p><p>13:02 Can Elliot Retire Soon</p><p>14:19 Side Hustles Reality Check</p><p>17:51 Leaving FIRE Community</p><p>27:34 Health Accountability Goals</p><p>29:58 France Move Undo</p><p>30:41 Social Media and Amazon</p><p>36:59 401k Withdrawal Debate</p><p>41:07 Favorite Episodes and Regrets</p><p>43:07 Laurie Episode and Guests</p><p>44:13 Next 50 Episodes Plans</p><p>46:37 Podcast Money Talk</p><p>48:43 Final Thanks and Goodbye</p><p>Do you have feedback or suggestions? We want to hear from you!</p><p>Contact Elliot: <a href="mailto:Elliot@ninetofipod.com" target="_blank" rel="ugc noopener noreferrer">Elliot@ninetofipod.com</a></p><p>Contact Josh: <a href="mailto:Josh@ninetofipod.com" target="_blank" rel="ugc noopener noreferrer">Josh@ninetofipod.com</a></p><p>Josh’s other podcast: <a href="https://open.spotify.com/show/4foNu6PXBBTnj7LRPUWeSd?si=380e77ecc4524baf" target="_blank" rel="ugc noopener noreferrer">Stuck In Beta</a></p><p>Josh’s YouTube channel: <a href="http://www.youtube.com/@howtofixitworkshop" target="_blank" rel="ugc noopener noreferrer">How To Fix It Workshop</a></p><p>Any of these products help the show. Thanks for your support!</p><p><a href="https://buymeacoffee.com/9tofi" target="_blank" rel="ugc noopener noreferrer">Buy Us a Coffee⁠</a> - One time donation or monthly, it’s up to you</p><p>We both use<a href="https://my.mintmobile.com/refer/aEWp5rL" target="_blank" rel="ugc noopener noreferrer"> ⁠Mint Mobile⁠</a> and save a ton on our phone plan:<a href="http://fbuy.me/vgAmz" target="_blank" rel="ugc noopener noreferrer"> ⁠</a></p><p><a href="https://empowerreferral.link/joshuaepley" target="_blank" rel="ugc noopener noreferrer">⁠Empower⁠</a> is Josh’s choice for Net Worth and Budgeting</p><p>Wanna create a podcast? We use<a href="https://descript.cello.so/IVNVNzQT7Gf" target="_blank" rel="ugc noopener noreferrer"> ⁠Descript⁠</a></p><p>Looking for a new credit card?  We’re big fans of<a href="https://www.referyourchasecard.com/226d/VXSG31N8OF" target="_blank" rel="ugc noopener noreferrer"> ⁠Chase⁠</a></p><p><a href="https://buymeacoffee.com/9tofi" target="_blank" rel="ugc noopener noreferrer">⁠</a>Want to save money on gas, groceries and dining out? Try<a href="https://upside.app.link/JOSH56339" target="_blank" rel="ugc noopener noreferrer"> ⁠Upside!⁠</a></p><p>Books mentioned in this episode:</p><p>Come find us and subscribe on <a href="http://www.youtube.com/@9toFI" target="_blank" rel="ugc noopener noreferrer">YouTube</a>: <a href="http://www.youtube.com/@9toFI" targ