BFC Weekly Recap: Surveillance Pricing, Credit Unions, Minimum Payments, and Debt Lawsuits

In this week’s recap, Ralph Estep Jr. and Juliet revisit the week’s best money moves, from surveillance pricing and credit card minimum payments to why a credit union may be a better home for your savings.

In This Episode

✓ Surveillance pricing and how to check your shopping preferences

✓ What to say when a promo rate expires

✓ Why the credit card minimum payment keeps you in debt

✓ Why you should always request a direct rollover

✓ How credit unions and banks differ, and what it means for savings and car loans

✓ How to size life insurance by the gap, not a rule of thumb

✓ What to do with a court summons or an accidental deposit

✓ Why six figures does not guarantee a mortgage

✓ How guest Tina paid off about $23,000 with a 401(k) loan

If you’ve ever wondered whether your bank or your paperwork is costing you more than it should, this recap gives you plenty to check.