102. New to Investing? Start Here!

<p>This week’s episode is for our newbies, our beginner investors, and those who might need a little refresher/check-in on their basic personal finance goals. </p><p> </p><p>If you feel completely in the dark when it comes to investing, or you&#39;re just getting started in your investing journey, this episode will illuminate you! ✨✨✨ We’ll give you “the <em>why</em>,” “the <em>how</em>,” and “<em>what to do first</em>.” </p><p>We start with why investing matters (prices rise over time, so your dollars lose buying power if they just sit). Then we zoom out to what the market actually does, more up years than down, and why the long-run average (~10.65%) only works for you if you stick around (remember that “time in the market is better than timing the market” thing). You’ll see how compounding interest and dollar-cost averaging can turn into real progress over 5, 10, 15, and 20 years. We finish with the prerequisites: crushing credit-card debt (because you can’t out-invest it), building an emergency fund, and steps you can take to set yourself up for success. </p><p> </p><p>By the end, you’ll have a simple, confidence-building checklist you can start today – you’ve got this! If you want extra learning goodies, like a glossary of terms, or Jess and Jessie’s extra thoughts for the week, be sure to <a href="http://www.marketmakeherpodcast.com/market-makeher-social-media" target="_blank" rel="ugc noopener noreferrer">⁠⁠Subscribe to our Newsletter ⁠⁠</a>!</p><p> </p><p><strong>Related Episodes:</strong></p><p>2. Understanding the Stock Market</p><p>12. How to Invest in the Stock Market (a step-by-step guide)</p><p>24. Pay Yourself First</p><p>56. How to Construct and Manage an Investment Portfolio</p><p>------------------------------------------------</p><p><strong>🌟 Send a question, leave a review, subscribe, follow &amp; share!</strong></p><p>🙏<a href="https://www.paypal.com/donate/?hosted_button_id=Y23G2PFDRHTJS" target="_blank" rel="ugc noopener noreferrer">⁠⁠Support the show⁠⁠</a>💰</p><p><strong>🔗</strong><a href="https://bio.site/marketmakeHER" target="_blank" rel="ugc noopener noreferrer">All Market MakeHer Links</a> 🔗 </p><p><a href="http://www.marketmakeherpodcast.com" target="_blank" rel="ugc noopener noreferrer">⁠⁠Market MakeHer ⁠⁠website⁠⁠⁠⁠</a>      </p><p>Sponsorship Inquiries: ⁠<a href="mailto:jessica@marketmakeherpodcast.com" target="_blank" rel="ugc noopener noreferrer">jessica@marketmakeherpodcast.com</a>⁠ </p><p>Merch: <a href="https://shop.marketmakeherpodcast.com/" target="_blank" rel="ugc noopener noreferrer">https://shop.marketmakeherpodcast.com/</a> </p><p>Instagram<a href="https://www.instagram.com/marketmakeherpodcast/" target="_blank" rel="ugc noopener noreferrer">⁠⁠ ⁠⁠@marketmakeherpodcast⁠⁠⁠⁠</a></p><p>TikTok<a href="https://www.tiktok.com/@marketmakeher?lang=en" target="_blank" rel="ugc noopener noreferrer">⁠⁠ ⁠⁠@marketmakeher⁠⁠⁠⁠</a>  </p><p>Join the<a href="https://www.facebook.com/groups/232058393091569/" target="_blank" rel="ugc noopener noreferrer"> ⁠⁠ ⁠⁠FB Community⁠⁠⁠⁠</a></p><p>👀 Watch us in action on our<a href="https://www.youtube.com/@MarketMakeHer" target="_blank" rel="ugc noopener noreferrer">⁠⁠ ⁠⁠YouTube Channel⁠⁠⁠⁠</a> 👀</p><p><strong>✨ Follow Jess Inskip on</strong><a href="https://www.tiktok.com/@jessicainskip" target="_blank" rel="ugc noopener noreferrer">⁠<strong> ⁠TikTok⁠</strong>⁠</a><strong> and</strong><a href="https://www.instagram.com/jessinskip_/" target="_blank" rel="ugc noopener noreferrer">⁠<strong> ⁠Instagram⁠</strong>⁠</a><strong> ✨</strong></p><p><strong>✨ Follow Jessie DeNuit on</strong><a href="https://www.tiktok.com/@jessiedenuit" target="_blank" rel="ugc noopener noreferrer">⁠<strong> ⁠TikTok⁠</strong>⁠</a><strong> and</strong><a href="https://www.instagram.com/jessiedenuit/" target="_blank" rel="ugc noopener noreferrer">⁠<strong> ⁠Instagram⁠</strong>⁠</a><strong> ✨</strong> </p><p> **Beware of imposters! We will never message you and ask you for money directly.