Stricter Mortgage Rules May Be Hurting Homebuyers | Real Estate News

Mortgage rules tightened after the 2008 crash are now blocking millions of Americans—especially young buyers and minorities—with moderate credit scores from owning homes, even though today’s borrowers are far more stable and default rates are at historic lows. A new Pew study urges policymakers to rethink lending standards to strike a balance between safety and accessibility.

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