Does Your Booster Club Need Insurance?

Think your school's insurance automatically protects your Booster Club? Think again.

Many Booster Club volunteers assume they're covered if something goes wrong—but a single accident, theft, or lawsuit could leave the organization and even individual volunteers financially exposed.

In this episode of the Boosted Volunteer Podcast, host Robin Eissler sits down with Elgin Allen Jr., Founder & CEO of Association Insurance Management (AIM), and Jamie Fagan, President of AIM, to explain the insurance every Booster Club should understand before hosting fundraisers, concession stands, banquets, or community events.

They break down the four essential types of coverage, discuss why embezzlement remains the most common claim they see, share real-world lawsuits that surprised even experienced professionals, and offer practical advice to help Booster Clubs protect their volunteers, finances, and mission.

Whether you're a first-time Booster Club officer or a seasoned board member, this episode will help you better understand your responsibilities and avoid costly mistakes.

Key Takeaways:

01:15 – How one playground injury inspired the creation of AIM and changed Booster Club insurance nationwide.

03:45 – Why Booster Clubs are more vulnerable to lawsuits than most volunteers realize.

05:00 – The questions every Booster Club should ask their school district before planning an event.

06:40 – Understanding the four essential insurance coverages:

General Liability

Crime/Fidelity Bond (Embezzlement)