Will AI Make Your LOS Obsolete?

<p>Are autonomous AI agents about to make traditional software obsolete? In this episode of The Pavan Perspective, Pavan Agarwal and David Lykken discuss insights from Ai4 2026 and examine how AI agents are changing enterprise software, mortgage lending and the future of work. Discover why businesses are moving from software that helps people complete tasks to AI agents that can execute complex workflows, why trust and accountability are becoming critical in artificial intelligence, and why AI adoption must be treated as a CEO-level strategy. The conversation also explores fair lending, trusted AI, the disruption of the SaaS and loan origination system models, and how professionals can adapt their skills to compete in an AI-first economy.</p><p><br></p><p>Speaker Information</p><p><br></p><p>Pavan Agarwal</p><p>Founder/CEO of Celligence LLC, Creator of AngelAi</p><p><br></p><p>Pavan Agarwal is the Chief Executive Officer of Sun West, one of the largest independent, privately owned mortgage companies based in the U.S. He is also the founder of Celligence, which harnesses the best of Artificial Intelligence and Empathetic Technology to make mortgages simple and accessible to everyone. Pavan is a major proponent of Fair Lending and using technology to create homeownership opportunities for underserved markets. He loves to bring innovation into the mortgage industry and seamlessly integrate business units, products, and disparate goals into a single architecture to achieve success. </p><p><br></p><p>Pavan&#39;s exceptional achievements have garnered recognition from prestigious media outlets, including Fox News, Yahoo!, and Bloomberg. He&#39;s also been nominated for a national philanthropy award for his work with The Autism Community in Action (TACA).</p><p><br></p><p>David Lykken</p><p>Founder and Chief Transformation Officer | Executive Coach and Business Strategy Consultant | Transformational Mortgage Solutions, LLC</p><p><br></p><p>David Lykken is a seasoned mortgage industry expert with over four decades of experience. As a former owner-operator of three mortgage banking companies, a software firm, and several leading consulting businesses, David has a proven track record of driving growth through consulting, executive coaching, and strategic communications. He specializes in working with C-level executives and business owners to develop business strategies, enhance sales and marketing efforts, and streamline operations for greater efficiency and profita