9-4-26 Don’t Be a Retirement Castaway

Retirement planning is about more than building a portfolio. It’s also about deciding what comes next.

Richard Rosso & Jonathan McCarty explore the retirement crossroads: making the transition from work to retirement, finding purpose after a career, setting new goals, applying your skills in new ways, and overcoming the reluctance many retirees have to spend the money they’ve accumulated.

We also dig into the financial strategies that can make a difference, including Qualified Charitable Distributions (QCDs), donor-advised funds, charitable checks that aren’t cashed, changing tax rules, and potential retirement tax traps. Plus, what movies like The Intern and Cast Away can teach us about identity, purpose, relationships, and life after work.

Retirement isn’t simply about whether you have enough money. It’s about answering a much bigger question: Where are you headed?

0:00 INTRO

0:18 - All "news" all the time...

3:33 - The Importance of Staying Current - What Happens in 2028?

5:08 - What We Do is Strategy

7:46 - What is a QCD?

9:45 - When the Check isn't Cashed...

11:14 - Donor-advised Funds

12:49 - Running the Tax Traps