
← The Table with Anthony ONeal21 Sept · 44 min
100% Financing Explained: How to Buy a Home With $0 Down in 6 Months
Can you really buy a home with $0 down without putting yourself in a bad financial position?
In this episode, Anthony sits down with Coalition Properties Group to break down how 100% financing works, what lenders actually want to see, and how to prepare yourself to buy within the next six months. They unpack credit scores, savings, debt-to-income ratios, PMI, tax returns and P&L statements for entrepreneurs, plus why writing everything off can hurt your ability to qualify. Anthony also shares how getting a second mortgage quote saved him $1,000 a month, and the group explains renovation loans, property management costs and how to know when owning more real estate is no longer worth the stress.
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KEY POINTS
00:00 – Introduction: How 100% financing works and when it makes sense
04:15 – Why $0 down still requires money in the bank
10:49 – The 640 credit score and savings benchmarks lenders want
04:58 – How debt-to-income affects what you can afford
11:44 – How to get mortgage-ready in the next six months