Retirement Destination 3-23-24

"When people can't see the path, they stop dreaming of the destination." - Adam Grant, Hidden Potential

Many times, people believe they are headed toward a certain retirement outcome. Rarely are pre-retirees or retirees on the path they thought they were once we dig in a stress test their outlook.How can a Retirement Buffer Analysis decrease risk (standard deviation) while increase return (Sharpe ratio)? How can we increase potential Income Production Ability (IPA) while also potentially increasing predictability and your overall retirement portfolio?