
← Where Should I Invest? Real Estate Investing in Canada5 Dec 2025 · 31 min
Building Cash Flow in the U.S.: Cross Border Turnkey Strategy
In this episode of Where Should I Invest, I chat with Chad Carter a former sports chiropractor turned real estate investor who’s building a turnkey single-family portfolio in Rochester, New York, specifically designed for Canadian investors.
Chad shares how he went from buying his first properties with family to partnering through joint ventures and now launching investment funds to scale his business. We talk about how he’s using institutional credit lines from US lenders to acquire, stabilize, and refinance properties and how he’s achieving double-digit returns while keeping things efficient and repeatable.
From managing Section 8 tenants and overseeing light renovations to structuring LP/LLC deals for Canadians and navigating financing. Chad offers real-world tips for anyone curious about cross-border investing.
Whether you’re brand new to US investing or wondering how to grow your existing portfolio, this is a crash course in what’s working right now.
What You’ll Learn:
Why Chad chose Rochester, New York, as his investment market
How his team uses institutional credit lines to acquire and refi
The difference between Canadian and US financing structures
How to manage Section 8 tenants and property management in the US
Advice for Canadians getting started with their first US property
Why buying off-market from wholesalers can unlock better deals
How his new fund structure works for passive investors