The 'Borrow Until You Die' Strategy The IRS Hates

<p>Ryan Pineda and Brian Davila sit down with Nelson Pizarro to break down how infinite banking uses whole life insurance to build cash value, access capital, and create a long-term strategy for wealth and legacy planning.⁣</p><p>⁣</p><p>Connect with Nelson - ⁣</p><p>https://www.bankingforlegacy.com/⁣</p><p>https://www.instagram.com/bankingforlegacy?stkn=MWRodG8zOXJxdmpwaQ==⁣</p><p>https://youtube.com/@bankingforlegacy?si=G7tpS6p7OdSjtdSG⁣</p><p>https://www.instagram.com/cpfmerge/?hl=en⁣</p><p>https://www.cpfwinery.com/⁣</p><p>__________⁣</p><p>If you&#39;d like my team to run your marketing &amp; sales department to scale your business apply here https://www.pinedapartners.com⁣</p><p>⁣</p><p>Join our private mastermind for elite business leaders who golf. https://www.mastermind19.com⁣</p><p>⁣</p><p>Want to be featured on the Wealthy Way Podcast? Apply here https://www.wealthyway.com⁣</p><p>⁣</p><p>If you want to start your real estate investing business, we&#39;ll give you 1:1 coaching, seller leads, software, &amp; everything you need. https://www.wealthyinvestor.com⁣</p><p>⁣</p><p>Tired of paying so much in taxes every year? We&#39;ll give you strategy, tax prep, and accounting all in one place. https://www.taylor-tax.com⁣</p><p>⁣</p><p>Join free Bible studies and workshops for Christian business leaders. https://www.tentmakers.us⁣</p><p>__________⁣</p><p>Chapters:⁣</p><p>00:51 - Whole Life vs. Term⁣</p><p>08:12 - Policy Borrowing Benefits⁣</p><p>15:02 - Infinite Banking Explained⁣</p><p>16:07 - Business Cash Flow⁣</p><p>25:57 - Insurance vs. Real Estate⁣</p><p>30:04 - Policy Cash Value⁣</p><p>32:37 - Market Volatility Strategy⁣</p><p>37:59 - Dividends &amp; Legacy Planning⁣</p><p>45:04 - Policy Borrowing Mechanics⁣</p><p>46:24 - Repayments &amp; Death Benefit⁣</p><p>50:48 - Whole Life vs. 401(k)⁣</p><p>1:00:05 - Lifetime Earnings &amp; Insurance⁣</p><p>1:08:45 - IRAs, Leverage &amp; Premium Finance⁣</p><p>1:15:09 - Policy Leverage⁣</p><p>1:16:00 - San Diego vs. Vegas⁣</p><p>1:21:05 - Make, Manage, Multiply⁣</p><p>1:30:11 - Paying Yourself Back⁣</p><p>1:33:20 - Conservative vs. High-Risk Investing⁣</p><p>1:43:50 - Term vs. Whole Life⁣</p><p>1:45:14 - Family &amp; Local Ties⁣</p><p>1:45:41 - Banking, Podcast &amp; Businesses⁣</p><p>1:46:00 - Closing Remarks</p>