
← Wealthy Way1 okt · 1 u 46 min
The 'Borrow Until You Die' Strategy The IRS Hates
<p>Ryan Pineda and Brian Davila sit down with Nelson Pizarro to break down how infinite banking uses whole life insurance to build cash value, access capital, and create a long-term strategy for wealth and legacy planning.</p><p></p><p>Connect with Nelson - </p><p>https://www.bankingforlegacy.com/</p><p>https://www.instagram.com/bankingforlegacy?stkn=MWRodG8zOXJxdmpwaQ==</p><p>https://youtube.com/@bankingforlegacy?si=G7tpS6p7OdSjtdSG</p><p>https://www.instagram.com/cpfmerge/?hl=en</p><p>https://www.cpfwinery.com/</p><p>__________</p><p>If you'd like my team to run your marketing & sales department to scale your business apply here https://www.pinedapartners.com</p><p></p><p>Join our private mastermind for elite business leaders who golf. https://www.mastermind19.com</p><p></p><p>Want to be featured on the Wealthy Way Podcast? Apply here https://www.wealthyway.com</p><p></p><p>If you want to start your real estate investing business, we'll give you 1:1 coaching, seller leads, software, & everything you need. https://www.wealthyinvestor.com</p><p></p><p>Tired of paying so much in taxes every year? We'll give you strategy, tax prep, and accounting all in one place. https://www.taylor-tax.com</p><p></p><p>Join free Bible studies and workshops for Christian business leaders. https://www.tentmakers.us</p><p>__________</p><p>Chapters:</p><p>00:51 - Whole Life vs. Term</p><p>08:12 - Policy Borrowing Benefits</p><p>15:02 - Infinite Banking Explained</p><p>16:07 - Business Cash Flow</p><p>25:57 - Insurance vs. Real Estate</p><p>30:04 - Policy Cash Value</p><p>32:37 - Market Volatility Strategy</p><p>37:59 - Dividends & Legacy Planning</p><p>45:04 - Policy Borrowing Mechanics</p><p>46:24 - Repayments & Death Benefit</p><p>50:48 - Whole Life vs. 401(k)</p><p>1:00:05 - Lifetime Earnings & Insurance</p><p>1:08:45 - IRAs, Leverage & Premium Finance</p><p>1:15:09 - Policy Leverage</p><p>1:16:00 - San Diego vs. Vegas</p><p>1:21:05 - Make, Manage, Multiply</p><p>1:30:11 - Paying Yourself Back</p><p>1:33:20 - Conservative vs. High-Risk Investing</p><p>1:43:50 - Term vs. Whole Life</p><p>1:45:14 - Family & Local Ties</p><p>1:45:41 - Banking, Podcast & Businesses</p><p>1:46:00 - Closing Remarks</p>